Travelling can be fun, it helps us explore places, see breathtaking sceneries, feel nature earth and what not! But sometimes something inevitable can happen, things that you never expected to happen or things happened by some unknown circumstances. Should we just rely on our instincts and luck during that time or should we plan pragmatically, as people say, it’s always better to prepare for the worst so that nothing surprises us midway, this is where a TRAVEL INSURANCE comes in to picture.

We know travel insurance can seem like just one more expense, and many travellers ask the question why buy travel insurance and why get travel insurance?

Your health insurance will not provide coverage when you are travelling overseas. Hence we recommend you to buy travel insurance while travelling overseas.

Below are the benefits of buying travel insurance.

1)      Accidental death and dismemberment benefit (24 hrs).

This is similar to life insurance wherein a named beneficiary will receive the insured amount in the event of death or dismember injury while travelling.

2)      Accident and sickness medical expense reimbursement

This will come handy if you fall sick whilst travelling.

3)      Baggage Delay benefit (After 12 Hrs) and checked baggage loss benefit

This insurance coverage provides a certain amount if your baggage arrival has been delayed due to unforeseen circumstances to purchase essential commodities till your baggage arrives.

4)      Home burglary Cover

If your house is burgled while you’re enjoying your vacation someplace, a travel insurance will have this covered and one can claim a certain amount of valuables.

5)      Trip Cancellation Cover

If for any unforeseen reason your trip gets cancelled at the last minute, this will cover the money you lose during the cancellation process.

6)      Missed Connection/Missed Departure Cover

What if you miss a connecting flight, a travel insurance will get your covered for all the expensed incurred during the time you get another flight like staying in a hotel, just make sure you don’t miss the flight because of your carelessness.

7)      Bounced Hotel/Airline Booking

If your hotel/airline booking is bounced, this will get you covered alternative hotel/ airline booking arrangement that one has done.

8)      Flight Delay Cover

What if your flight is delayed, well it’s normally an airline company’s obligation to help you with alternate flight arrangements or help you with a hotel booking, but we have got you covered in case the airline company doesn’t help you out.

9)      Baggage and personal items cover

The insurance has you covered for the loss, theft or damage incurred to the baggage and the personal items inside the bag.

10)   Passport Loss cover

If you lose your passport during your vacation, you will be provided with a duplicate passport and your related expensed will be covered.

11)   Repatriation of Remains

Unfortunately, if death occurs during your trip, the costs and logistics of preparing and returning your remains back to the country will be covered by a travel insurance.

12)   Emergency cash advance

An urgent need for cash will be covered in case of any troubled situation in this cover.

13)   Personal liability benefit

The benefit of personal liability is paid to cover the expenses caused due to a third party injury or damage to property.

14)   Sickness dental relief

This will reimburse the expensed incurred related to immediate dental relief procedures.

15)   You can get covered for Single trip or Annual trip for multiple covers.

A single trip cover is when you travel once and come back home, you can visit several countries in a single trip. Multi-trip cover is bought on an annual basis and will cover you over multiple trips in the due course of an year.

So travelling can be made worry free if you opt for an insurance so that you needn’t worry about anything but can enjoy your vacation to the fullest.

A Travel insurance at your bay will keep all your vacation worries away.