Beacon Beacon Beacon Beacon Beacon

IRDAI LICENSE NO: 320 CRISIL RATED

news

Latest insurances policy and benefits discussion
17 May 2021
Cyclone Claims – Do’s and Dont’s
admin

Dear Sir / Madam

As  we all  are aware about the expected  impact of cyclone –“ Tauktee “  on western coast of India.  IMD  has categorized cyclone as a very severe as on now and issued warning of heavy rain fall resulting floods and landslides over the coastal area of Kerla, karnataks, Goa & some parts of  Guajrat

We are  praying   for safety of  you and  your Property  from this natural disaster/ catastrophic event .

To minimized the damages  in case of any unfortunate event  and further  smooth claim process , Beacon Insurance Broker advise you to follow some   “Do’s” & “Don’ts”  as mentioned  below

“Do’s”

  • In case of any claim , report the loss immediately to Beacon representative.
  • Till the survey visit , please take some photographs / video recording  indicating water level /flood / inundation and  showing  damages to building / roofs etc
  • Segregate damage material from sound material to avoid aggravation of loss.
  • Try to evaluate estimate of loss and update immediately
  • Co-operate with surveyor during the survey process
  • If possible appoint only one person to deal with the surveyor
  • Generate  SAP / ERP / any other system generated stock  data showing position of stock as on date of incidence
  • Immediately approach to repairer and take the estimate
  • Report the loss with local authority for Panchanama ( if require )
  • Obtain at least 3 salvage quotes from market at the earliest.
  • Arrange local Newspaper cutting stating impact of cyclone  / certificate from metrological Dept.

Don’ts

  • Do not dispose off any material prior to survey visit / surveyor advise
  • Do not start any repair work prior to surveyor visit / surveyor advise.
  • Please Don’t  share any documents directly with surveyor .  Share the same  though Beacon only
  • Do not share irrelevant information / documents with the surveyor

We assure you that  in case of any mishap ,  Beacon is always  with you for the assistance.

Comments Off on Cyclone Claims – Do’s and Dont’s

Comments are closed.